5/19/2011 9:06 AM (PST)

I'm looking into American Help Center in California and I see from your BBB website the following:

"Effective October, 2009 in California, it is illegal to collect any fees, regardless of the form, for negotiating or attempting to negotiate a loan modification for a residential mortgage. All modification services must be fully completed before any money can be collected. It is also illegal to divide fees or services into components for the purpose of avoiding this law."

Does this apply to any state they deal with or only homes in California? I'm inquiring about New York State.

Thank you,
Carmine