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Credit Card Debt
902 Clint Moore Rd Suite #144
Boca Raton, FL 33487
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3/6/2011 12:20 PM (PST)

Has anyone hired Howard Feinmel via The Center For Legal Justice for credit card/unsecured debt? Is he, and are they, trustworthy, and can debt TRULY be eliminated or, at the very least, be reduced as much as they claim?

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3/7/2011 9:52 AM (PST)

Julz, I think you should read through this thread about Mr. Feinmel:
http://www.trustlink.org/Ask-The-Community/Question/Scams/Is-Center-for-Legal-Justice-another-scam-company-in-the-Timeshare-industry-3590

Regarding debt settlement in general, because of the abuse that the debt settlement industry has perpetrated on the public, the FTC enacted strict rules in October of 2010 to better protect consumers from debt settlement scammers and operators. There are hundreds of these companies still operating in spite of the new FTC rules, and before you buy into any sales pitches we would encourage you to read some articles about debt settlement that we have posted on our Facebook page, at www.la.bbb.org, and on the FTC website. Here are some for starters:

NEW LAWS GO INTO EFFECT TO FIGHT DECEPTIVE DEBT RELIEF:
http://www.la.bbb.org/GIReport.aspx?NewsID=295

DEBT SETTLEMENT INDUSTRY GETS ITS COMEUPPANCE FROM THE FTC
http://www.facebook.com/note.php?note_id=455365482194

WHAT THE FTC RECOMMENDS FOR SETTLING YOUR CREDIT CARD DEBTS:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre02.shtm

The BBB in S. Florida may show a good rating for Howard Feinmel, but that's because he is classified by them as a patent attorney. If he were classified as a debt settlement operator the rating would be much lower, since debt settlement is a proven problematic industry. The "attorney-based" model for debt settlement is full of pitfalls; you should read through the articles at this site:

http://getoutofdebt.org/?s=attorney+model&x=24&y=14

Unfortunately, getting out of debt is no picnic and it's a shame that so many "cures" become worse than the disease.

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3/12/2011 6:26 PM (PST)

D~
Thanks for your reply. My "Julz F" name got lost somehow, so I had to register again. This is not debt settlement, it is debt dismissal. No Time Shares involved. I cannot find any negative reports about The Center For Legal Justice OR Howard Feinmel. Do you have any other info? I am quite leery about this myself.

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6/16/2011 1:53 PM (PST)

I agree I have also seen some companies charging fees in the form of attorney fee and fdcpa filing fee. Also dragging or enrolling consumers for a time line of more than 24 months where in a typical debt settlement case should be closed in 12 - 24 months if not a bit 1 or 2 more months. Which does not mean 48 months or 72 months. Common sense a debt which is 180 days past due is sure to get a court summon from the creditor and a debt settlement company would never be able to settle an account if a court notice has been served. Thanks TEAM ALG www.angellawgroup.com

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6/16/2011 2:01 PM (PST)

Hi Cathy, I agree with Bill, please ask your father to stop paying this whatsoever company it is. Ask for a full refund they might have kept some loop hole while making your father enroll in the services but go to www.ftc.gov and file a complain and make sure all your father's money is refunded back. Also make sure that if your father has signed any POA and given to this company then ask your DAD to get a POA revocation letter from this company and sign it and send it to all your creditors wither by yourself or through this company only. I would also like to know if I could have been of any help to your father and help him settle his debt. You can contact our Office Manager Mr James Smith via email with your situation and give him our reference and he would work out the best plan for your father and help him get debt free and would help show a saving of 40% - 60% on his debt amount. Thanks, TEAM ALG www.angellawgroup.com

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