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Don't believe all of the positive reviews
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I am in shock and suspicious of all of the "positive" reviews on BHG. BHG is actually out of upstate New York. Trust me when I tell you there is NO WAY these reviews with 4 and 5 stars are all from real BHG clients. I had to get an attorney involved because of the poor experience with BHG. In discovery, it came out that others had complained about the exact same complaint that I had with BHG. You will be making a deal with the devil if you take an offer from BHG. They will up-sell you on things --which turn out to be the exact opposite of what they really are -- (I wish I could publish these in specific detail). Unprofessional, mean-spirited, aggressive, scam, and predatory in their lending practices. They will sell your loan - but will not tell you. They will tell you that you wont have to sign a guarantor agreement if you opt for a higher interest rate at 22%. Then, come to find out...they did hide a guarantor agreement in the paperwork (after the fact) AND charged a 22% interest rate anyway. You cannot pay off the loan early . If you try, they balloon the loan to its full payoff value for the entire loan contract period WITH INTEREST! Oh, this is important -- if you complain about BHG they threaten you with a lawsuit. ITS NOT WORTH THE HASSLE.
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