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Life Saver
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Reading over these reviews, I just kept thinking: "$10,000 in debt? Puh." When I started with MMI, I had nearly $80,000 in credit card debt. There's no way around it -- that is bad, bad, bad. I used credit cards to not only buy things I wanted, I would use them for groceries too! Ultimately, just paying the minimum each month was overwhelming, and sometimes impossible, and I was never going to pay down that debt on my own. I was a little weary of signing up with MMI, because I was afraid it was a scam. But I can tell you that they are not! It's been just over three years from when I first signed up with them, and within the next few months, I will have paid off ALL of my original debt. And this with monthly payments that were slightly less than the minimum payments I was making on my cards before joining MMI. To those of you who are worried about MMI harming your credit -- honestly, I do not know what my credit is going to reflect after this. However, I am certain that it will not be worse than when I had maxed out all of my credit cards, and when I was often late in making those minimum payments. I had to take action, and if it harmed me at all, it will be much easier to repair my credit when I have zero debt, than trying to repair it with $80k in debt. It is highly satisfying to watch that credit card balance drop every month. If you're in debt like I was, and if you need help, I highly recommend MMI.
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